.urgency-banner {
  padding: 0.85rem 1rem;
  background: linear-gradient(135deg, #c0392b, #a62d20);
  color: #fff;
  text-align: center;
  font-size: 0.88rem;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.inline-link-light {
  color: #fff;
  text-decoration: underline;
  text-underline-offset: 0.15em;
}

.page-hero.page-hero--damage {
  background:
    radial-gradient(ellipse 80% 60% at 20% 110%, rgba(30, 95, 163, 0.38) 0%, transparent 60%),
    radial-gradient(ellipse 60% 50% at 80% -10%, rgba(196, 168, 130, 0.18) 0%, transparent 55%),
    linear-gradient(135deg, #181613 0%, #2d2721 100%);
}

.damage-ripple {
  position: absolute;
  bottom: -40px;
  left: 50%;
  width: 700px;
  height: 180px;
  transform: translateX(-50%);
  opacity: 0.06;
  pointer-events: none;
}

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.7rem;
  margin-bottom: 0.85rem;
  color: var(--c-accent-strong);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.section-tag::before {
  content: "";
  width: 22px;
  height: 1px;
  background: currentColor;
}

.section-title {
  font-size: clamp(2rem, 4vw, 3.1rem);
  line-height: 1.15;
  margin-bottom: 1rem;
}

.section-intro {
  max-width: 720px;
  margin-bottom: 2rem;
  color: var(--c-text);
}

.geo-intro-tight {
  margin-bottom: 0;
}

.causes-section,
.prestations-section,
.assurance-section,
.geo-section,
.faq-section {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 4.5rem 1.5rem;
}

.causes-section,
.faq-section {
  background: rgba(255, 255, 255, 0.88);
}

.prestations-section,
.geo-section {
  background: rgba(245, 240, 232, 0.78);
}

.assurance-section {
  background:
    radial-gradient(circle at top center, rgba(181, 154, 109, 0.16), transparent 42%),
    linear-gradient(135deg, #181613, #2c261f);
  color: #fff;
  border-radius: var(--radius-lg);
  margin-top: 1rem;
  margin-bottom: 1rem;
}

.assurance-section .section-tag,
.assurance-section .section-title,
.assurance-section .section-intro {
  color: #fff;
}

.causes-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1rem;
}

.cause-card,
.assurance-card {
  padding: 1.4rem;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
}

.cause-card {
  background: #fff;
  border: 1px solid var(--c-border);
  transition: transform var(--transition), border-color var(--transition), box-shadow var(--transition);
}

.cause-card:hover {
  transform: translateY(-3px);
  border-color: rgba(181, 154, 109, 0.45);
  box-shadow: var(--shadow-md);
}

.cause-icon {
  width: 44px;
  height: 44px;
  margin-bottom: 0.9rem;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: rgba(181, 154, 109, 0.14);
  color: var(--c-accent-strong);
}

.cause-icon svg {
  width: 22px;
  height: 22px;
}

.cause-card h3,
.presta-content h3,
.assurance-card h3 {
  font-size: 1.3rem;
  margin-bottom: 0.5rem;
}

.prestations-section .presta-list {
  display: grid;
  gap: 1rem;
}

.presta-item {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 1.2rem;
  padding: 1.45rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--c-border);
  background: rgba(255, 255, 255, 0.96);
  box-shadow: var(--shadow-sm);
}

.presta-num {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  background: var(--c-dark);
  color: #fff;
  font-family: var(--ff-display);
  font-size: 1.25rem;
  font-weight: 700;
}

.presta-tags,
.assurers,
.geo-zones {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
}

.tag,
.assurer-pill,
.zone-pill {
  display: inline-flex;
  align-items: center;
  min-height: 36px;
  padding: 0.35rem 0.8rem;
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 700;
}

.tag,
.zone-pill {
  border: 1px solid var(--c-border);
  background: rgba(255, 255, 255, 0.96);
  color: var(--c-text-strong);
}

.assurance-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.assurance-card {
  border: 1px solid rgba(255, 255, 255, 0.1);
  background: rgba(255, 255, 255, 0.06);
  color: rgba(255, 255, 255, 0.8);
}

.assurance-card h3 {
  color: #fff;
}

.assurer-pill {
  border: 1px solid rgba(255, 255, 255, 0.16);
  background: rgba(255, 255, 255, 0.08);
  color: rgba(255, 255, 255, 0.86);
}

.geo-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr);
  gap: 2rem;
  align-items: start;
}

.footer-ranking-dark {
  margin-top: 0.6rem;
  text-align: center;
  font-size: 0.85em;
  color: rgba(255, 255, 255, 0.66);
}

.footer-ranking-dark a {
  color: inherit;
  text-decoration: underline;
}

@media (max-width: 900px) {
  .assurance-grid,
  .geo-inner,
  .presta-item {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  .causes-section,
  .prestations-section,
  .assurance-section,
  .geo-section,
  .faq-section {
    padding: 4rem 1rem;
  }

  .assurance-section {
    border-radius: 0;
    margin-left: 0;
    margin-right: 0;
  }
}